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Power of Attorney: Who will decide when you cannot?

power of attorney

We plan for the weekend, we plan for vacations and holidays. We boldly plan for life’s uncertain events with particularity and detail. It’s as if the future is all but promised to us all. While making these types of plans is important, how much more important is it to plan for the certain but unpopular life events with the same amount of vigor? Namely, planning by way of creating a will, establishing a trust, and appointing agents through power of attorney (POA).

In short, a POA allows another individual (your appointed agent) the ability to make financial and health related decisions on your behalf in the event that you are unable to do so. For example, if you are seriously injured or gravely ill to the point of incapacity, this legal document allows another to “stand in your shoes” and make critical life decisions that they would not be permitted to make otherwise. Under these circumstances, time is of the essence and without POA, your family member or friend will likely need court approval to act, which means additional time and money that you may not have. 

Additionally, a POA allows your agent to make a number of decisions including those which require the physical presence of the owner or account holder. These decisions may include banking transactions, real estate transactions, taxes, and transactions pertaining to business affairs. Simply put, the holder of the POA may act when you cannot.

No one knows what the future may hold or if a catastrophic injury/condition will render one helpless. A financial and health care power of attorney can minimize the impact of incapacity. Click on the link below to learn more or contact our office today for information.

Source:, "Power of attorney protects loved ones", Dec. 14, 2016

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